Hi
@aspiremr , I think we are starting to get somewhere now. If you have any main battery wire joining a positive on one battery to a negative on another, then the batteries are connected in SERIES!! That will give you 24 volts across the positive and negative terminals that are NOT connected to battery posts. One wire will probably go to the SETEC and the other wire will go to the shunt and then to earth point (negative polarity).
When batteries are connected in SERIES with 24 volts possibly in system, the following WILL HAPPEN:
1. Your fridge will work okay as a lot of compressor fridges will work just as good (or even better) with the higher voltage. There may also be a switch on fridge to select 24 or 12 volt, but for a lot of them, it is automatic as voltage is "sensed". Current draw at 24 volts is now half of what it would be at 12 volts!!
2. Your solar controller is also probably charging at 24 plus volts as most of the controllers are also "auto sensing" for voltage operation, so that should be okay too.
3. The BIG,BIG problem is your normal charging system. As far as I know, the Setec charger is only for charging 12 volt systems and would NEVER be able to fully charge the 24 volt battery bank you have. I think it has a charging voltage cut off at 13.05 volts and so NEVER charges your batteries at all. In fact it is amazing that it still operates . Definitely worth a look at exactly what type of Setec unit you have. If NOT marked as a 24 volt charger/distribution system, then you have found your problem. If the battery/electrical system set is for (24 volts???), you will need to get a charger which can charge a 24 volt battery bank. Also, the output on your generator would also need to be set at 24 volts - NOT 12 volts.
But BEFORE DOING THAT, MAKE SURE that the batteries are in fact connected positive to negative with a single wire and that the two remaining wires one POSITIVE and one NEGATIVE coming from the other battery posts are connected to other points in circuit. If you put 24 volts through a 12 volt system, there will be a lot of smoke and burning - something you do not want. If you put 12 volts into a 24 volt system, there probably will not be any damage - just very poor performance!!! The picture is not clear as to where the positive (red) wire on the left battery goes although it appears to be connected to another red wire. Follow that red wire carefully and CONFIRM where it is connected to. Perhaps send another picture when we can see where the other red wire is connected. Take
@mikerezny advice and get yourself a good multimeter and if necessary, a knowledgeable friend who knows how to use it properly - if you don't.
When battery voltage drops off when ever there is any sort of load placed on circuit, it indicates that the battery has voltage only and has no capacity to deliver current. The Setec charger will stop charging (going to float only) if the voltage is reached but is not "smart" enough to know that the battery is not holding its proper full capacity to deliver CURRENT. Probably caused by batteries never being fully charged after each time used!!
I look forward to receiving better pictures to help clarify what is really going on. Cheers