CIL Insurance

[NCarey]

Wow, after a few days reviewing the comments about insurance "ruling & clauses" I will ask for any recommendations from the group here, CIL really have great legal writers don't they, who should I go to next??

 

[andrea]

What state are you in NCarey?

We are with Suncorp. They will also insure contents in annexes. I think others have had luck with GIO too.

 

[NCarey]

What state are you in NCarey?

We are with Suncorp. They will also insure contents in annexes. I think others have had luck with GIO too.

Thanks Andrea, I will jump online and review Suncorp now...the devil is in the detail...

 

[Bushman]

M.H.I.A (Manufactured Homes Insurance Agency) Had both my campers with them, no issue with contents etc, though didn't use them for my Panda as got better deal with NRMA having my other insurance with them.

 

[bigman0510]

Suncorp for us too had CIL was nervous the whole time I had it. Suncorp cover forced entry through Canvas.

 

[bigbertha]

we are with sgic in south aust and found they cover everything

 

[Brad]

RACV for us. Mainly because we get multi policy discounts. RACV does not cover items in the annex though.

 

[crackacoldie]

I'm with CIL the only contents not covered are those in the annexethievery thing in the van is covered.

 

[greggels]

Suncorp for us as well!

 

[cruza driver]

You may have read This but thought I'd share anyway

and we are with CIL too

 

[Jaypanda]

We are worried about which insurance company to go with too. We were with RAA for our cub camper, but after reading this thread realized our policy didn't cover what we thought it did. The 10% multi-policy discount was the appeal.
CIL looks way too scary....looking like it'll be suncorp for our new van. Any other suggestions?

 

[Brad]

I thought CIL changed their policy and are now comparable except for covering items in annexe.

 

[crackacoldie]

They have Brad, they are also one of the few that cover you anywhere in Australia not just gazetted roads, good for those of us with out backs that travel off road.

 

[Capt. Gadget]

Yep CIL here too but best thing to do is read a few different PDS's and pick one thats suits what you want to be covered for, or find a good broker and tell them what you want!

 

[Hit the road]

CIL for us also, assured me all has been resolved and sorted
they were cheaper than my other quotes and better advantages

 

[Jaypanda]

Ok....maybe we'll need to give CIL another look then. Thanks for the info everyone

 

[andrea]

Until CIL update their disclosure statement I won't be going near them. Just checked and it still says

"What we do not cover We will not pay for:

• repairs that are done without first getting our written consent.
• the cost of repairing damage not caused by the accident or event you are claiming for.
• theft or attempted theft from your caravan or your annexe if:

- it does not have hard walls, or
- it is not securely locked, or
- there is no physical evidence of forcible and violent entry."

http://www.cilinsurance.com.au/rv-i...caravan-insurance-policy/loss-damage-contents

 

[Jaypanda]

Until CIL update their disclosure statement I won't be going near them. Just checked and it still says

"What we do not cover We will not pay for:

• repairs that are done without first getting our written consent.
• the cost of repairing damage not caused by the accident or event you are claiming for.
• theft or attempted theft from your caravan or your annexe if:

- it does not have hard walls, or

- it is not securely locked, or
- there is no physical evidence of forcible and violent entry."

http://www.cilinsurance.com.au/rv-i...caravan-insurance-policy/loss-damage-contents

That's what I saw the other day too. I guess it's a bit of a risk taking them on their word when you're forking out money and don't have anything in writing

 

[bigbertha]

We are worried about which insurance company to go with too. We were with RAA for our cub camper, but after reading this thread realized our policy didn't cover what we thought it did. The 10% multi-policy discount was the appeal.
CIL looks way too scary....looking like it'll be suncorp for our new van. Any other suggestions?

we are covered by sgic and find them really good with covering everything and we get the 10% discount as we have multi policies with them

 

[Jaypanda]

Thanks Bigbertha...will check it out